May 23, 2014
Hi cheapertvs ... I am NOT a finacial adviser, but I can tell you about retirement as I retired at an age several years less than yours.
My retirement was triggered by a heart attack. When you face your mortality, the retirement decision is much different than the one you face.
Most of my friends are also retired, but some of them chose retirement because their spouses were retired, and ultimtely those folks went back to work ... in some capacity.
Bottom line is to stay retired, you have to be ready and have something to do with your time after you leave your job.
None of my friends who went back to work went back full time ... some went back with reduced hours, others went back as contract employees with their former companies ... with reduced responsibility.
If I was in your shoes, I'd definately take the money and run. I did just that when I got offered a package as part of a downsizing, invested the windfall, and moved on to another totally different career that was more fulfilli